By which I mean, has anybody gone into a visit knowing they were going to see the doctor for an exam, and thought they wouldn't have to get undressed - only to be proven wrong? I can only imagine the sudden shock over having so little time to grapple with the knowledge that you're about to be stripped down, especially after being confident that you'd keep your clothes on.
If so, what was the exam like/for? Did you have to get completely naked or did you have underpants? What about a gown?