So I went to this all-girls boarding school (I only stayed there for two years, including the one when this happened) where we got a physical each year. The first year (I was 15) it was just questions and a quick exam, but the second year we had to go though a really thorough physical, which was refered to as the "sixteen year old's exam". It was a mandatory exam, that was part of the student contract. Here's how it went (I remember it extremely clearly because it was my first real exam):
We got into the exam room, with one of the two doctors (one was a 30ish woman but mine was a man in his late 40s). Then I sat on a chair in front of him and I answered many questions about my health. He asked me to remove my shoes and uniform to do the weighting and measurements, before requesting that I climbed on the exam table. There, he checked my ears, my eyes and my blood pressure, as well as other things that I don't really remember.
But here's the interesting part. I saw him grabbing his stethoscope on a small table, and my heart started racing (I guess I already found auscultations arousing back then) and told me that he was going to check my lungs. He was behind me, and kept asking for deep breaths while moving the (cold!) stethoscope on my back. Something seemed to bother him: he couldn't access an important hearing point because of the back of my bra. He unclasped it and continued his listening, from my spine to my armpits. By this point I remember feeling a little uncomfortable because my bra was only held by the straps on my shoulder, and I was sitting in nothing but my underwear. He later announced "we're going to move on to the most important part of this physical, which is going to be a bit different from last year's. It is the exam of the chest and belly region.". The year before, this part of the exam was just a really quick over-the-shirt auscultation, but this time, he started by moving the steth around on my belly, probably to hear my organs. He kept going for a long time, and suddenly, he pushed the end of his steth under the elasticband of my knickers, saying "I'm sorry, it won't be long", before going down again, almost near my genitals, gently pressing his stethoscope. "Everything sounds fine. Now I'm going to check your heart. Since it was really quick last year I'm gonna have to be really thorough, also considering the size of your breasts" he said. I probably went red when he said that because he added "it shouldn't be an issue, it is just going to take longer than what you're used to". The stethoscope then went on the sides of my neck, and the doctor slowly moved it down and down again during long minutes.My heart was racing, and next thing I knew, I felt pressure on my left boob. The doctor checked several spots, then did the same on the right boob, before putting the steth on top of my padded bra. Obviously, he didn't hear anything, so he declared "I'm going to slide this inside your bra to get a better listen". And that's what he did. The cold stethoscope was pressing right against my left nipple. "I'm sorry, but your breasts are just too dense, I'm not getting a good sound. Put the bra down please". My 16 year old self was extremely embarrassed, as no one had ever seen her bare breasts. I tried to cover up with my hands but the doctor moved them away to keep checking my heart in various places, putting the stethoscope on my naked chest. I was then asked to stand up and lean forward, so that he could check the last points of auscultation with my breasts hanging away. The stethoscope then got put down and my doctor said that he was going to take a look at my boobs. I tried to discuss but he reminded me that the exam was mandatory (little did I know that it would actually be quite enjoyable and arousing).
He started by cupping my breasts, while standing behind me, and firmly pressing on each one of them for around a minute to evaluate them. Then I sat back down and he did a visual inspection of them while I put my arms up and down to lift them when requested.
"Now please lay down for me, I have to perform a palpation. What size are you? C?"
I answered "D, sir".
He started touching my boobs, moving them around, checking for lumps. It lasted about 10 minutes, but felt like an eternity, because I wasn't too confortable with the doctor feeling them this thoroughly. "Okay, i have one more things to do before you can go, young lady. You can put your bra back on, your breasts feel healthy. Just pull your panties down really quickly, I'm going to do a visual inspection of your vulva". I was mortified, but still pulled my underwear down. This part of the exam was really quick, the doctor just gently spread my vulva, took a quick look, and then allowed me to get back in my uniform.
And that was my boarding school physical story! I tried to make it as detailed as possible cause it was such a good exam in my opinion. I was only sixteen but I'm glad I remember it so well. Hope your enjoyed!