Ladies have any humiliating gownless physicals in underwear with female pediatrician growing up?

It would have been a similar experience to mine growing up with genders of doctor and patient reversed (because I was a boy with a male doctor) and caused homophobia for them for years.

How does having an exam lead to homophobia? Maybe for a confused teenager not prepared to understand bodily reactions to an exam. Also a bit curious that the focus is on how females might react?

Needs more explanation.

It was because I read some of the earliest discussions on this site from like 10 years ago from female members told stories that they had gownless physical exams growing up with older female pediatricians who are long retired by now and they were usually in underwear with bra off and examined very thoroughly and invasively. I thought maybe they wished they had a male doctor and developed fantasies about it like I developed fantasies about female doctors. Another thing I have been curious about for years is if any younger female pediatric doctors in their 30s or 40s right now still do thorough gownless physicals on most of their patients regardless or age or gender. I would think that young kids and teenagers, both girls and boys, would be much more comfortable with undressing to their underwear with a younger female pediatrician rather than a creepy older female pediatrician about to retire.