Suzy woke up to a beautiful morning. She was happy because it was her day off. She had a cup of coffee from her Keurig, and then took a nice hot shower.

After she had dressed, she was planning how she was going to spend her day. Suddenly, all of the lights in her house went off. Thinking it was a power outage, she called her neighbor to see if she had power but was told everything was ok there.

Suzy decided she should check for tripped circuit breakers at the electric panel in the basement. She grabbed a flashlight and went downstairs to the panel. She couldn’t seem to find anything wrong, so headed back upstairs.

The last thing Suzy wanted was to have to pay an electrician to come out on short notice to find the problem, but really didn’t have a choice. She did a search for local electricians on her phone and found Joe’s Electric Service. She sent them a text and received a reply almost immediately saying to send her address and he could come right over. She sent the text and went outside to wait for Joe.

It only took 30 minutes for Joe to arrive. He got out of his truck and grabbed a small tool bag from the back. He was an attractive man, slightly older than her. He asked if she was Suzy. She nodded, and said he was at the right place. Joe asked her to describe exactly what happened when the lights went out. She related that the lights just went out with no warning. Joe nodded, and then asked where the panel was. Suzy directed him to the basement. Joe told her to wait outside.

Joe headed to the basement, and Suzy waited outside, scrolling through today’s headlines on her phone. She worried how long her electric was going to be off, and how much it was going to cost to fix. Soon Joe emerged from the basement with a smile on his face. He told Suzy that he had found the problem, and she could go back in the house now because the power had been restored.

Suzy went inside as Joe had instructed, and sure enough the lights were on again. She was ecstatic and thanked Joe profusely. She then inquired how much she owed for the repair. She almost fainted when Joe told her it would cost $1000 if she paid by check, but “only” $600 if she paid cash.

Suzy didn’t know what to do. She only had $200 in her bank account. She couldn’t possibly pay this amount. She kicked herself for not asking how much it would have cost before Joe started the job. She told Joe she didn’t have the money to pay the bill. Joe did not get angry, but said if she could not pay the bill, he would have to call the police and have her arrested for theft of services.

Suzy was on the verge of tears. She asked Joe if he had some kind of payment plan. Joe responded that he was not a bank, and did not have a payment plan, but maybe there was a way she could settle the debt without getting the police involved. Suzy asked what was required to proceed with this idea.

Without batting an eye, Joe responded that he would like to see Suzy topless, and would accept that as a down payment. Suzy could not believe what she was hearing. She was a modest person; how could he expect her to show him her bare breasts? She asked if he was serious, and he assured her he was. He told her she didn’t have to do it, but if she wanted to keep the police out of it, she would have to do as he asked.

Suzy was sick to her stomach about doing this, but realized she had no choice. She turned away from Joe and removed her shirt and bra. With her hands covering her breasts she turned to face him. Joe had a twinkle in his eye when he said “move your hands”. Suzy did as she was told, and let her hands fall to her side. Joe looked longingly at Suzy’s supple breasts and beautiful nipples. He told her that her being topless was a nice down payment on the bill, but more was required to satisfy the debt.

Suzy’s queasy stomach got worse. She asked Joe what more could he possibly want from her? Joe replied he required that Suzy remove the rest of her clothes and stand in front of him completely naked. Suzy started to cry. Joe stated again that they did not have to do this; it could be settled by the police. This gave Suzy renewed determination to do whatever this person wanted because she did not have the money to pay the bill, and certainly did not want to go to jail.

Joe told her to remove her sneakers, socks, pants and panties if she wanted to continue working off the debt. Suzy put her head down and sullenly removed her sneaker, socks, and jeans. Standing before Joe in just her underwear, he told her to turn around and take off her panties, which she did. Now that she was completely naked, she thought that her debt was paid, and asked Joe if she could get dressed. Joe informed her that she still needed to do more to pay her debt. Suzy didn’t know what to think or do, so she obeyed his command to walk up to the edge of the dining room table. She couldn’t imagine what was going to happen now, but she quickly found out.

Joe told her to bend over the table, pushing her breasts firmly on the table top. As she did as she was told, Joe knelt down behind her, his face near her buttocks. She felt his hands on her ass cheeks, and then to her horror felt them being spread open. Joe’s face was only inches away from her anus. She was paralyzed with fear; what was he going to do to me? Nothing happened for what seemed like a long time as Joe was staring at Suzy’s most vulnerable place. Then it happened; Suzy experienced an indescribable feeling on her anus. It took her a moment to realize Joe was licking her there! It seemed insane someone would put their tongue on a person’s anus! Suzy was grateful she had a shower only minutes before and had washed this area thoroughly.

Joe loved to lick a girl’s anus just after she had a shower, especially when it was the first time for someone, as he was sure it was for Suzy. He was determined to make her remember it forever. He moved his tongue around and around on the spot, using firm pressure with both the flat part and then the tip of his tongue, trying to push it inside of her. Suzy hated herself for loving the feeling, but couldn’t help herself. It was incredible! She pushed her bottom back against Joe’s eager tongue to get the full effect. She could feel herself getting moist, and Joe became aware of this also. He took advantage by massaging her labia, moving slowly up and down to spread her wetness all over. He then slowly but forcefully put a finger, then 2, inside of her vagina, never missing a stroke of the tongue on her pretty pink asshole.

Suzy was on the brink of a huge orgasm when Joe stopped everything he was doing. He pulled her up from the table and spun her around to face him. She was panting with desire, and without being told she dropped to her knees to undo Joe’s pants. She hastily pulled them down and grabbed his now erect penis. She thought it was a handsome specimen; not too big and not too small. She was surprised that is was clean shaven. She had never seen a smooth penis before, and she suddenly had an overwhelming desire to put it in her mouth.

Joe was looking down at her, and thrusting his hips toward her face. Suzy opened her mouth, and Joe’s cock slid in. Suzy did not have a lot of experience performing fellatio, but she was a fast learner. She put both hands on Joe’s butt, and soon sucked his cock with a rhythm that pleased him. As this went on she could feel the muscles tense in his butt cheeks, and sensed he was about to orgasm. Although she let a guy come in her mouth once before, she did not like it, and would not let it happen again.

Feeling turnabout was fair play; Suzy pulled Joe’s cock out of her mouth, turned around and got on the floor on her hands and knees, putting her face on the ground and ass up in the air. Joe took the cue and moved up to mount her from behind. He slowly but firmly pushed his throbbing cock into her soaking pussy. She squealed with delight, moving her hips back and forth.

Joe loved fucking a girl doggie style. He had such a great view. He was not sure how he developed this fetish, but he loved to see his partner’s anus as he fucked her. He wished he could reach it with his tongue again, but of course could not. He did the next best thing. He reached down to spread some of Suzy’s vaginal wetness onto her anus, and gently moved his finger in a circular motion on the forbidden spot. Suzy had never felt anything like this before. She was so ashamed that she enjoyed this, but didn’t care, and she pushed back against Joe’s finger. He gradually increased the pressure until his finger gently penetrated her sphincter, sucking it in to his knuckle. The feeling of Joe’s finger rubbing against his cock through the thin layer of skin of her perineum was unbelievable.

All she cared about now was coming. Joe had the same feeling. It was like they could read each other’s minds as they moved back and forth in rhythm pushing against each other, his finger still buried in her anus. Suddenly Suzy clenched her pectoral muscles on Joe’s cock viscously as she started to orgasm. Joe met her action by pushing into her so hard her head dug into the carpet on the floor as he came in violent spurts.

Their passionate movements slowed, and then came to a stop. Joe withdrew his finger from Suzy’s asshole and cock from her pussy. They rolled over to face each other and shared a long French kiss. As they lay together on the floor, each still trying to catch their breath, Joe whispered to Suzy “are you paying cash or check”?