Just then I heard someone outside the door. I quickly returned to my seat just as there was a quiet knock at the door. The door opened and in walked a very young and good-looking nurse.

"Hello, Mr. Johnson. I'm Kristy Goodell," she said as she extended her hand to Jim. "I will be completing your insurance examination today." She looked like she was fresh out of medical school and couldn't be a day over 25. She was medium height, slender and fit, with light brown hair. Overall, she was quite attractive in her white doctor's coat.

"It's a pleasure to meet you," Jim replied as he shook her hand.

"Hello," she said as she turned toward me. "And you are?"

"I'm Mandy. I'm Jim's wife," I said as I shook her hand.

"I see," she said. "Well, you are welcome to stay as long as it's all right with your husband."

Jim now spoke up, "Yes, Doctor. I'd actually prefer to have Mandy stay."

"That's fine then. Whatever makes you more comfortable, Mr. Johnson," she continued. "And just to clear things up, I am not a doctor, I am a nurse practitioner, but I have a great deal of experience conducting physicals. Rest assured you're in very good hands today."

Nurse Goodell stood silently at the counter reviewing Jim's chart for a few moments. "I've reviewed the medical history and questionnaire that you provided," she said to Jim, "and it looks like you really don't have any health concerns; is that correct?"

"That's right. I don't have any problems that I'm aware of," replied Jim.

"Well, that's good. We just have to satisfy your insurance company, and we'll have you on your way in no time at all," she said.

"Now, Mr. Johnson, I do have some questions that I'm required to ask you for the record, so to speak." The nurse then began a series of rapid-fire questions and recorded Jim's responses in his chart.

"Have you recently had any severe chest pain?" "No."

"Any heart palpitations, shortness of breath, severe headaches, blurred vision or lightheadedness?" "No."

"Any numbness in your arms or legs?" "No."

"Have you had any abdominal pain?" "No."

"Any severe back pain?" "No."

"Any pain in your groin or testicles?" "No."

"Do you have any family history of heart disease or stroke?" "No."

"Any family history of cancer?"

"Well, my father did have prostate cancer a few years ago" Jim replied.

"Is he doing well now?" she asked.

"Yes, he had radiation and chemo and seems to be fine now," said Jim.

"Any family history of epilepsy, seizures or other brain disorders?" "No."

"Have you had any recent surgeries or hospitalizations?" "No."

"Do you urinate frequently?" "No."

"Do you ever have to get up in the middle of the night to urinate?"

"Once in a while," replied Jim.

"When you urinate, do you ever have difficulty starting?"

"No. Except for just now in front of your nurse." Nurse Goodell gave a half-hearted attempt at a laugh.

"What about your bowel movements? How often do you have them?"

"Usually once a day."

"And when was your last bowel movement?"

"Yesterday morning," answered Jim.

Nurse Goodell paused for a few seconds to update Jim's chart. "I'm going to ask you some lifestyle questions now, Mr. Johnson. Once again, I'm required to ask these questions by your insurance company."

"Do you now or have you ever smoked?" "No."

"Do you take illegal drugs?" "No."

"Do you abuse prescription or over-the-counter drugs?" "No."

"Do you drink alcohol?" "Yes" replied Jim.

"Beer or hard liquor?"

"I have a beer a few times a week, and a mixed drink once in a while. Maybe once a month," Jim replied.

"Your weight seems fine, so that's not an issue. What about exercise?"

"I try to exercise regularly," answered Jim. "I run regularly and play tennis a couple of times a month and golf less frequently than that."

Once again, the nurse paused to update his chart. I took the opportunity to look up at Jim and smile. He smiled back, but he still seemed very nervous.

"I need to ask about your sexual history now, Mr. Johnson. I apologize if this is embarrassing for you or your wife, but I am required to ask these questions."

"I understand. Go ahead," Jim replied.

"I'm assuming you are sexually active; is that correct?" "Yes."

"Do you currently have multiple partners?" "No."

"What about in the past? Did you ever have multiple partners?"

"Yes, before Mandy and I got married."

"And how long ago was that?"

"We've been married for five years now, and she's been my only partner for all of those years," Jim replied.

"Have you ever had a sexually transmitted disease?" "No."

"Did you ever have unprotected sex with multiple partners?"

"Well, most of the time I wore a condom, but sometimes, yes, it was unprotected," Jim replied. Jim looked at me with embarrassment, as if he was ashamed of his prior relationships.

"And these previous partners, were they all female or were any of them male?"

"All female," Jim replied with a smile.

"And did you practice vaginal sex with them?" "Yes."

"Anal sex?"

"Um, sure, a few times," Jim replied.

"You penetrated them anally?" "Yes."

"I know you said these were all female partners, but were you ever penetrated anally yourself, perhaps with a sex toy or other device?"

"Um, sure. Yeah. I had one girlfriend that liked to do me with a strap-on," Jim replied with an embarrassed look on his face.

"And oral sex?" "Yes."

"You performed it on them or they on you?" "Both."

"And what about now with your wife? Is that primarily vaginal intercourse?" "Yes."

"Any anal sex?" "Yes."

"Does your wife ever penetrate you anally?"

"Yeah, sometimes. She's got a few toys that she uses," Jim replied.

"Oral sex?"

"Yes, we do each other?"

"And do you use any protection now?" "No."

"Even for anal sex?"

"Well, yeah, when I'm doing Mandy from behind, I slip on a condom for that." As Jim was speaking, I was thinking about how good he felt in me, especially how much I loved it when he took me from behind and made love to my asshole. The sensations of him pounding my ass with his well lubricated cock were magnificent. And I loved the feeling of his balls as they slapped against my bare ass. I looked up at him and grinned from ear to ear as he was answering the nurse.

"All right, Mr. Johnson. I think that covers all of the questions for now. Time to start your exam," said the nurse as she washed her hands in the sink. After drying them, she approached Jim and began her examination, starting with everything from the neck up. She looked in his ears, up his nose, down his throat and in his eyes. She then walked toward the door and flipped the light switch, turning off the lights in the exam room.

"Just look straight ahead," she said as she shined a small light directly in each eye. When she completed the test, she turned the lights back on. "Now, keep your head still and follow my finger with your eyes," she commanded as she moved her finger in front of Jim. "Squeeze my fingers with your right hand," she said as she held out her fingers in front of Jim. Jim grabbed them with his right hand and squeezed. "Good. Now with your left," she said. Jim repeated the test with his left hand.

The nurse now walked over to the counter and retrieved a single exam glove. She approached Jim as she pulled it on her right hand. "Just look straight ahead and open wide, please," she ordered. Jim complied, opening his mouth wide. Using her freshly gloved hand, the nurse stuck several fingers into Jim's mouth, running them up and around all interior surfaces in his mouth. She held a small light in her left hand, aiming it into his mouth. "Any sores or bleeding?" she asked. Jim grunted an answer that was assumed to mean no. She now retrieved a small piece of cotton gauze and approached Jim once again. "Open wide and stick your tongue out, please," she said. As Jim stuck his tongue out, she grabbed it using the cotton gauze. Once it was captured by her gloved hand, she pulled his tongue out further and examined it, lifting it up to inspect the underside. Satisfied that everything was okay, she released his tongue and peeled off the exam glove.

"I need to check your reflexes now," she said as she retrieved a small rubber hammer from the counter, "Just relax, please." As she spoke, she tapped the hammer on each of Jim's knees and observed him as his legs jerked involuntarily. She repeated the same test on his elbows, wrists and also his ankles.

Satisfied that Jim's reflexes were normal, she retrieved a metal pin wheel and ran it across his right arm. "Do you feel that?" she asked. "Yes." replied Jim. She repeated the test on his left arm and then tested each of his thighs in the same way. She then lifted Jim's right leg and ran the wheel across the bottom of his foot. "Do you feel that?" she asked again. As Jim replied in the affirmative, she repeated the test on the bottom of his left foot.

Nurse Goodell now put the ear pieces of her stethoscope in her ears and pressed the bell against Jim's chest. She didn't say anything or give Jim any special instructions at this point. She was just listening to his heart and moved the bell of the stethoscope to various locations on Jim's chest. "Now take a deep breath and hold it," she commanded. Jim obeyed by taking a deep breath through his open mouth and holding it until she told him to release it. "Breathe out," she now commanded. "Once again. A deep breath for me," she said. "And release." After moving the bell to yet another location, she repeated the test. "Once more," she said, "deep breath and hold it." Jim once again complied with her instructions. "Now breath normally," she ordered. The heaving of Jim's chest now ceased and his breathing was normal, if not shallow. She continued to press the bell against several other locations on Jim's bare chest.

The nurse now moved behind Jim and to his side as he sat on the exam table and used the stethoscope on several areas of his back. "Just breathe normally," she ordered. At one point, she placed the instrument on the side of his neck and listened. She then repeated the test on the opposite side. "I'm just checking your carotid pulses," she volunteered.

Putting the stethoscope aside, she now sat on the exam table behind Jim and placed both of her hands on his neck. "I'm just checking your thyroid now," she said. Once her hands were in place, she spoke again, "Swallow, please," she ordered. I could see Jim trying to swallow as her grip tightened around his throat. "One more time, please, swallow," she said. Jim repeated the maneuver as ordered. When she completed the examination of Jim's thyroid, she got up from the table and came back to Jim's side. "Place your hands on top of your head, please," she now ordered. Jim complied by raising both of his arms and placing the palms of his hands flat on top of his head. The nurse now used two fingers of her right hand to press deeply under Jim's right arm, presumably checking his lymph nodes. After a short moment, she moved to Jim's left side and performed the same exam under his left arm.

"Lie back, please," she ordered. As she spoke, she pulled out a metal extension from the foot of the exam table. Jim immediately took a position flat on his back. Moving back to Jim's right side, she once again used her stethoscope on Jim's chest. "Just breath normally," she said. She placed the bell of the instrument on the upper part of Jim's chest. After a few brief seconds, she moved the location of the bell slightly and listened again. She repeated this maneuver several times, each time moving to a different location on his chest. Seeing Jim in this position was actually quite entertaining. His legs were parted so that his feet were almost at the left and right edges of the exam table. The soles of his bare feet were facing me, and I could see that his arms were placed flat on the exam table on either side of his body. Jim was still wearing his briefs, and I was enjoying the view of the tightly wrapped mound of white material between his legs. His balls were indistinguishable in their wrapping, meaning that I couldn't tell that there were two separate testicles. From my vantage point, it simply looked like a single mound of flesh held tightly by his briefs. His penis, however, was another matter entirely. I could clearly see the outline of his circumcised head straining the front of his briefs. He was clearly pointing down and toward me, but it looked like his penis was stretching the front of his briefs, straining to break free from its bounds. Jim was clearly becoming aroused, and so was I.

I now returned to watching the nurse. She was still using the stethoscope, but was now moving lower and lower on Jim's body, listening to different areas of his abdomen. She now set the stethoscope aside and began to palpate Jim's abdomen using both of her hands. To do this, she placed her left hand flat against his skin, then used several fingers of her right hand in a hammering motion to strike her left hand. She repeated this examination several times, each time moving to a slightly different location. She also thumped Jim's abdomen several times directly using just her right hand. She now used both hands to press deeply into his abdomen, applying firm pressure in order to feel his internal organs. She repeated this exam on the other side of his lower abdomen.

She once again retrieved her stethoscope and began to place the instrument in her ears. "I have just a couple more pulses to check," she said. She now placed the bell of the instrument on Jim's right ankle and listened. After a few seconds, she moved to the left ankle and listened again. Satisfied with those pulses, she moved back to Jim's lower, abdomen, placing the bell of the stethoscope right above the waistband of his briefs. But she suddenly stopped and removed the instrument from her ears. "These are in the way," she said. "Lift up, please." As she spoke, she grasped the waistband of his briefs with both hands and pulled them down his body in one continuous motion. As commanded, Jim lifted his hips as the material was pulled down to uncover him. She pulled his briefs down to his knees and stopped there, leaving his legs bound by his briefs and immovable. "There. Much better," she said. She now placed the stethoscope back into her ears and placed the bell on Jim's uncovered pubic area, this time much lower than before. As she listened to his femoral pulses, I enjoyed the view that I now had of Jim. His genitals were now uncovered and on display to Nurse Goodell and to me. I could now confirm my earlier suspicions. Jim was partially aroused, since his penis was slightly thicker and longer than his normal flaccid state.

Satisfied that his femoral pulses were satisfactory, Nurse Goodell placed the stethoscope back on the counter and jotted down a few additional notes in Jim's chart. She approached Jim again and, without warning, used both hands to pull his briefs down the remainder of their journey, this time pulling them completely off of his body. With Jim's briefs in hand, she now approached me.

"Here you go," she said with a smile. "He won't be needing these anymore!" I took the briefs from her and smiled back. From the wide grin on her face, I could tell that she was enjoying herself. Was it a feeling of power over Jim and me? My mind was spinning with possibilities. Was she flaunting the fact that she just stripped my dear husband in front of me and there was nothing that I could do about it? Was she smiling because she was thinking about the remainder of his exam, thinking about the things that she might do to my nude husband, all while I helplessly watched? Or was she intuitively aware of my excitement in watching Jim's exam? Was my secret that obvious? Did she know how much I was enjoying this? Was this her way of telling me that she understood and that she was happy to have an audience?

Jim was still laying nude on the exam table. The nurse now approached Jim's right side and began what seemed like a continuation of her abdominal exam. She pushed her fingers deep into Jim's side and asked him to take a deep breath. "Raise your knees, please," she now ordered. Jim complied by raising both of his knees, providing me with an excellent view between his parted legs. She now repeated her exam, pressing deeply into Jim's right side. She then walked around the exam table and performed the same examination on his left side. In this position, Jim's balls were lifted and hanging freely from his body. His penis was resting on top of them in a graceful curve, still pointing down. The nurse now turned her attention to Jim's raised legs, raising, twisting and bending them into different positions. I assumed this was some type of orthopedic examination. "Sit up, please," she commanded as she pushed the leg extension back into the table. Jim quickly obeyed and was now sitting on the edge of the exam table. She now performed a similar type of orthopedic exam on his arms, elbows and shoulders.