Physical exam forms that you took to the doctor's office?

I've had three insurance physicals in which the company provided a standard physical exam form that listed how the exam was to be done and what was required. It also had a checklist for the exam itself. Once the form was mailed to me to take to the doctor picked by the insurance company. The other two times, the company had provided the form directly to the doctor's office and it was included in paperwork that I had to fill out when I arrived. After filling out the health questionnaire part, I had time to look at the exam forms and see what the insurance company's instructions to the doctor were and what was on the checklist. I don't know how much doctors pay attention to the insurance company exam forms because one doctor did it all, one doctor did almost all, and one doctor just did a quick exam that didn't follow the instructions all that much, but I think that he followed the checklist. It was interesting to see what the companies thought the doctors should be doing, although I don't know that it is a good idea to provide the forms to the patients so that they can get nervous about the exam in the waiting area. Maybe most patients wouldn't bother to read the forms. Anyone with any experiences receiving or seeing physical exam forms before their physicals? Did the doctors follow the instructions and the forms or skip items on the checklist?

I havnt ever been required to have an exam in order to get health insurance. ...yet. Id be interested to know what companys these were.

I've never had a full physical exam for insurance in real life. The last time I applied, they simply sent a medical technician of some sort to my home where she drew some blood, recorded my weight and basically just made sure that I was alive. Nothing exciting there. But I do like the idea of an insurance physical, since it's forced upon you -- you have to comply with the examination if you want the insurance. I did write a long story about an insurance physical -- it's posted here on zity and elsewhere. Let me know if you want the link.

Insurance physical exams may be unusual now. My insurance exams were 20 years ago. I was buying life insurance and they was probably a bigger than usual policies so an exam was required for the first purchase and then a few years later for the second insurance purchase. I said below that I had three insurance exams, but only two were with doctors in their offices. The third insurance exam was where the paramedic or nurse comes to you and then a doctor reviews the results. That last exam was not comprehensive (I undressed only some for the EKG). The first exam was memorable because I received the exam form in the mail and had to take it to the doctor's office. The physical exam form was attached to a health history questionnaire that I filled out before I went to see the doctor that the company picked. I remember looking at teh instructions and the exam checklist and wondering whether the doctor would really do all that. The form even had instructions to the doctor on how the patient should be undressed for the exam as I guess that some doctors would just do rush through it otherwise. The exam checklist included male genitals, hernia, and rectum. I was a younger guy for this exam so wondered whether I would be getting the full treatment.

There are two different types of life insurance policies: straight life and term. Physicals are probably never required for term policies. For straight life insurance, physicals are often required if the payout amount is above a certain level, probably half a million dollars or more. I have also had to take a physical for a private disability policy.

The first of the policies that I bought was what was called whole life, which is like permanent life insurance. I also bought some disability insurance around the same time so it is no wonder that I got a full physical from a doctor picked by the insurance company. I was a young guy in my late 20s at the time so I didn't expect much of an exam until I saw the exam form that was mailed to me with the health history questionnaire. One of the forms had a list of instructions for the doctor which included a requirement that the "patient must fully undress to gown or underpants for exam" or words like that. I ended up in my briefs only. While I wasn't sure if I would get a full exam even after being told to get undress to my underpants and weighed, I did. Doc even had me jump up and down in my underwear to get my heart rate up. Ended up bent over the exam table with my briefs around my ankles and the doctor's large finger up my rear.

I remember seeing physical exam forms like that. A list of things for the doctor to check off as okay or not. Those forms are probably used for both sexes so one form can list a breast exam for females and a hernia and rectal exam for guys. In insurance physicals, females probably don't get a full gynecological exam, but guys are likely to get a rectal. I got my first rectal exam in my 20s so know for a fact that a guy doesn't have to be older to get one of those. Plus, unless a gynecological exam for females, which requires special equipment and more time, it takes a minute maybe to check a guy for a hernia and then do a rectal on him. Those forms don't always divide the male only checklist from the female only checklist. The male checklist on the forms that I saw listed "hernia," "testes," and "rectum," but not prostate. Don't know why.

I had an exam for life and disability cover last year. The insurance company told me where to go for the exam and they mailed the exam papers direct to the doctor. I was taking cover for quite a sizable sum and I'm in mid-30s so was not surprised when I was asked to take off my boxer briefs so the doc could examine my testicles. He did a very thorough exam. Later he had me kneel on the couch for one of the most extensive rectal exams I've experienced. All in all a very enjoyable day out 😃

Later he had me kneel on the couch for one of the most extensive rectal exams I've experienced.

I just love that position!

I just love that position!

I have never had a rectal exam done with me kneeling on the table. I would love to experience it for sure. I think the doctor's instructions would be awkward and embarrassing and having the balls and penis hanging down, clearly visible from behind, is humiliating.

My very first rectal exam was in that position.

I also had my first rectal in the kneeling on the exam table. It's the only time in that position.

I had my first rectal exam during a pre-employment physical that was required the summer after my freshman year in college. i had applied to work at a local hospital, and they sent me to one of their satellite clinics (industrial medicine focused) for the exam.

after going through the exam, i really wish i could have seen the form that the doc filled out. it was obviously a form that the clinic had on file as they were under the umbrella of the local hospital. but if i would have seen the form beforehand and known that i was going to be subjected to a rectal exam, i would have been more nervous - and thus more excited for the actual exam.

although, there's something to be said about a doc telling you to get up on your elbows and knees on the exam table when you're not expecting it!

I actually asked our insurance people if there was a form that I should present to the doctor for my required annual physical and was told there was not. I did this because I had a physical that I thought was very lacking and my thinking was..... if I have to do this and my employer has to pay for it, it should be worth my time and their money, for the next time I had to go. The following year I went to different doctor thinking that it might get better, but it was even less (didn't even take my shirt off). I tried a different one again year that was more thorough. I would interested in seeing/having a good form that I could present, versus them just doing what they feel is appropriate, which one could wonder is dictated some times by there mood or schedule that day, should any one have one to share.

Docsisin4u,

My first rectal exam happened almost the same. I was 28 and in for a physical with a new doctor. It began as usual, stripped down to my underpants. He asked me to lower them and gave me a standard male genital and hernia exam while lying down. I thought I was finished when that was over, it always was up to that point. Imagine my surprise when he told me to get in a kneeling position and proceeded to give me a very thorough rectal. Knowing what I know now, I should have seen it coming when his assistant squeezes out some lube on a paper towel before the exam. I was a bit clueless then.

There are physical exam forms provided to patients to take to their doctors other than for insurance exams. Parents who are participating in boy scout camps with their son have to have a physical on the official form. I don't remember what is on the adult form checklist but it was more detailed than the similar form for the scouts. Anyone have experience with a Boy Scout physical as a scout or an adult?

I remember in high school I was given a long form to take to the doctor for my basketball physical. I gave it to the nurse when she took me to the examining room. She looked it over. Then opened a drawer and pulled out a gown. "Take everything off and put this on open in the back. Then she began preparing things for the doctor including a tube of KY and gloves. This was something I had never seen before. Everything went as usual until he had me bend over the table and he did a rectal. That was an unpleasant surprise.

The most unnerving part of medical exams forms I had take to my doctor when in school was the section "inoculations". It made me worry about what shots I needed and especially where I would get them. My worst fear was confirmed when told to pull down my pants and bend over, with the result that I usually left with an injection-sore bottom.

My wife's employer has a wellness program that is voluntary. If you choose to participate, you get an extra 5 sick days and you get to enroll in the better of the two health insurance plans offered. The premium is lower and there is no deductible and has a low copay compared to the other plan. The catch is you have to have a physical every year that you choose to participate. You have to bring a form they provide to your doctor, and for her it includes breast, pelvic, and rectal exams and a Pap test. If she was 40 or older she would need to get a mammogram as well. The section of the form for male employees includes a testicular exam, hernia check, and rectal/prostate exam. Both male and female employees that participate need to have a colonoscopy at age 50, then as often as their doctor recommends. After the doctor fills out the form, she has to submit it to HR as proof of complying. Since that physical is quite thorough, she just counts that as her annual well woman exam.

My wife's employer has a wellness program that is voluntary. If you choose to participate, you get an extra 5 sick days and you get to enroll in the better of the two health insurance plans offered. The premium is lower and there is no deductible and has a low copay compared to the other plan. The catch is you have to have a physical every year that you choose to participate. You have to bring a form they provide to your doctor, and for her it includes breast, pelvic, and rectal exams and a Pap test. If she was 40 or older she would need to get a mammogram as well. The section of the form for male employees includes a testicular exam, hernia check, and rectal/prostate exam. Both male and female employees that participate need to have a colonoscopy at age 50, then as often as their doctor recommends. After the doctor fills out the form, she has to submit it to HR as proof of complying. Since that physical is quite thorough, she just counts that as her annual well woman exam.

That's a very generous benefit! Where I work, I get a small cash incentive that gets taxed. It's better than nothing and it did incentivize me to get an exam for the first time in over 2 years.

It's all about incentives! They also have incentives to quit smoking, but it also requires proof that you did via a blood test. They also pay part or all of a gym membership, depending on the cost of the gym dues. And the gym needs to show, by you checking in each time you go, that you go at least three times a week, or 12 times in a month. If you have a short month, they won't reimburse your dues for that month. The company will save money on health care premiums and lost productivity in the long run with a healthy, active work force.

If you need a good form... message me. I'll e-mail you one.

I remember while in jr. high, 7th grade. we all were given physical forms that were attached to the waivers and permission forms that the parents had to sign. physical exams were done by your personal physician, and then you returned it along with the other paperwork to the coach during the first pre-season meeting.

well, I remember one day when a good number of the guys I hung around with were talking, and one of the guys made the comment that the doc actually made a comment on the "genitalia" portion of his physical form that said, "large for his age". we all called him a liar and a bragger. but he did show up on the day of the first pre-season meeting with his form that clearly said (in handwriting that matched his doctor's signature), "large for his age". we were all dumbfounded.

as we didn't shower after practice, and he wasn't in my gym class, I never had the chance to verify the doctor's comment. he moved away the next year. damn.

In my experience, the insurance company sends the form directly to their chosen physician who performs the exam. My most recent insurance eligibility “exam” really consisted of nothing more than a blood pressure screening.

It was for a job, booked in with the third party who was handling the various paperwork (physical, drug and alcohol, hearing, etc).

They sent the paperwork directly to the two offices handling everything. Due to the turnaround time required (ASAP) the physical was all booked through a local clinic operated out of the hospital. Showed up early and they gave me the package they were sent to start going through the questionnaire, after a few pages of questions around general health and such there was the form for the doctor to utilize, the forum had a “everyone” section and then a male only and a female only section. As it was a few years back I can't recall the full details, but both listed a hernia check, the male section also listed a very vague groin check. As this was a clinic operated out of the hospital, they wanted you through ASAP and the hernia check was just feeling the abdomen while I coughed and that was about it. Got sent on my way after signing off on the paperwork with the last signature they needed for the physical.

I had three physicals, by 3 females MDs, where I took forms with me. 1) 18 years old first job required lifting. So she looked at the form then asked if I minded if she did a complete physical beyond the heart and hernia check which she did. Second was a executive work physical during my last career which was extensive. The last was 2021 when my Nathuropath MD had me complete a form and return to the office with it on the day of my physical. Actually, my last physical was the most thorough and complete physical I ever had. It took 1 hr and 30 min then I was sent for outside testing as a preventative measure even though I was healthy and took no meds.

I have seen several of these forms and I think they are super hot. The first was when my first wife needed a physical for a job and they gave her the forms to take. It was the first time she had seen a doctor since she was a baby, and she was really scared. The forms listed everything, including a complete pelvic exam and breast exam. She was terrified. All red and wide eyed. It was awesome.

When she handed the forms to the doctor her read them and then said, “okay, they was a very throough exam, so ill have to ask you to take off everything and put on a gown and I will be right back.”

My current wife had a military exam to get a scholarship to college and they gave her the forms afterwards.

It was really detailed. Needed an exercise protion and described several ways to conduct it and left room for the doctor to explain how he did it.

She stepped up and down a small, three step, stairs setup while he watched and then listened to her heart.

And several boxes for details about her breasts.