So this was an exam for the memory banks; the cough that resulted in my being naked for the doctor.
This was probably some 15 years ago as I had moved to a new town and started a job. I had planned to locate a new PCP but never made much effort. Besides, I now belonged to an HMO and it was less of an issue since it had a range of docs to choose from. Still I procrastinated and only when I came down with a nasty cough did I elect to visit the office.
It was a large brick building off of the main road. The HMO occupied the entire space. They had a section for "same day" consults which was nice in terms of space for people to sit and wait for a consult. I filled out the paper work, which was substantial, and eventually was escorted down the hall by a medical assistant. First order of business was to produce a urine sample, which was fine, though even then it took me forever to do using their single stall bathroom facility. Once that was achieved, she accompanied down the hall where a series of exam rooms were located. I was asked to step onto a platform scale, weighed fully clothed, and then taken into an adjacent exam room.
The exam room was rather basic, the usual in terms of decor, and asked to roll up my sleeve for a BP check. Easily done and then a temp taken using a digital probe under my tongue. When done, there was a knock on the door, and in came a male doctor, I would say in his 40's; he appeared to be from India or thereabouts, and shook my hand. He inquired about my symptoms as the med assistant left. He actually examined my throat then told me, I should have a physical, "Since you're here."
He pulled open a drawer and took out a gown and advised me to undress and remove everything. I must have turned all sorts of red as I heard the directive but complied. The chill of the paper and its crinkling sound did little to calm my sense of uneasiness. Before I could adequately scan the room, he knocked and entered, this time appearing to have a greater sense of purpose as he reviewed my history. Before long, his stethoscope was listening, front and back, with the gown at my waist. Lying back had me on edge as the gown was pushed down to my pubic hair. The next directive had me raise up the gown and expose my genitals, which he promptly began to examine rotating each testicle carefully. Then came the order to stand and spread my legs so that a hernia exam could be conducted. The gentle squeeze along with my cough caused a dull ache in my groin. He was gentle but still it felt embarrassing. My penis merely wiggled some. Next came touching my toes so that he could run his fingers down my spine all the way to my crack. Standing back up straight, adjusting the gown so that I was better covered seemed to be unnecessary as he had me lean elbows on the table and spread my legs. This got me to tense up; he then told me to push like having a BM and inserted his finger pressing past my resistance. He went full in with a steady twisting motion as I struggled to accept his penetration. As his finger slipped out against my cheeks, I felt the KY lube linger and a small drip from my penis. Thankfully, he was not aware.