First time I had a gyno exam was when I was 14 and I was virgin. It was part of a complete set of investigations they were doing to determine the cause of a severe anemia.
I had no idea why in the world would anyone do that to me for an anemia that had me landed in the ER, but years later I understood they can't just take your word for the facts when you tell them you're virgin, not pregnant, or even worse...
I remember I was asked to bend over and a male doctor/nurse whatever he was, stuck a finger in my back part...Embarassement wasn't enough to describe the feeling I had while a bunch of other medical professionals were staring at me in that vulnerable posture.
Next thing I remember was being taken into a room where they had a special table with weird places to put my legs, or so I thought. I was 14, I've never seen in my entire life a gyno room and wasn't really planing to see one any time soon either.
They asked me if I wanted to have my mother in the room with me and I said NO. I was embarrassed enough on my own. Surely did not want to add up to that by having my mother watching all that unfold.
I was asked to lay on that table with my legs in the stirrups and I still remember the cold feeling of something metallic touching my private area, the freezing room and how much I wanted not to be there at that time.
As far as I remember the doctor touched my lower abdomen, looked at my private parts and took sample of that vaginal discharge all women have.
I don't remember having anything inserted in, except for some cotton swabs around there.