So the year I was 16, I went in for my physical alone with the female pediatrician.
Usually, I was examined in just underwear, and at the end of the exam I had to take them to knees (until I was around 11?) then to ankles for a vaginal exam.
However, this year the doctor told me she needed to do a “development check”, and that I would have to take my underwear all the way off. She told me at the beginning of the physical so it wouldn't scare me. I had to struggle to stay calm because I was kind of excited to show her my privates without my mom seeing.
After a very thorough exam, stethoscope with bell and diaphragm all over chest and belly, breast exam, belly exam, she told me it was time to look at my privates and make sure they were healthy. I don't remember her exact words but I took my underwear off and laid down while she put gloves on. I had a lot of hair down there and felt very exposed, so I closed my eyes.
The doctor spent what felt like an eternity opening my labia and gently palpating the entire area. I was completely stripped with my knees wide open on the table, and having so many thoughts about what I wished she would do to me.
To this day I think it's one of the most thorough exams I ever received. And the only time I was completely uncovered.