I like to fantasize that I have to go to a doctor for an employment physical and it leads to more than expected. It sort of goes like this...
Nurse: Ok, I need to get your height, weight, blood pressure, and temperature. (Proceeds to do this)
Me: Ok
Nurse: Ok, please leave your shirt on, but remove your bra and get undressed from the waist down. Here is a paper sheet to cover up with. The Doctor will be right in.
Me: Why do I have to get undressed? It's just a physical for a job.
Nurse: Well, just in case the Doctor wants to do a full exam. (leaves before more protest)
Doctor: (Enters) How are we today? Here for an employment exam I see.
Me: Yes.
Doc: Ok, just relax. (Checking eyes, ears, mouth, etc.) Ok, now I'm going to listen to your heart and lungs. Take a deep breath. Good. And again. Good. (let's stethescope drop)
Doc: Ok, Just stay sitting where you are, I'm going to check your breasts (his hands begin to gently press and prod each breast)
Doc: Ok, now lay back and I want you to place your hands under your head and lace your fingers together. (Lifts shirt and continues palpating breasts). Good, your breasts are firm, no lumps, (gently pinches nipples) and good responses.
Doc: (as he begins palpating abdomen) When was your last physical.
Me: I dunno.
Doc: A year or more ago?
Me: I guess (as his hands are right at the edge of the paper sheet that is covering from my hips down).
Doc: Ok (stops touching and goes to desk to note chart).
Doc: (Finished noting chart and has quickly donned exam gloves) I'm going to do a full exam, so I just want you to relax and pull your feet up so that your legs are like you're getting ready to do sit-ups.
Me: (complies with request - Doc has his left hand on my right knee while he is doing something with his right hand in a drawer at the end of the exam table)
Doc: Ok, just relax and I'm going to do a digital exam (Uses his left hand to gently guide legs apart and I feel cold wetness as he lubricates my labia)
Me: Oooo (in slight surprise)
Doc: Ok, I'm going to insert 2 fingers (they slide in and he begins pushing further and further)
Doc: Hmmm, you have a good response. It's ok to get aroused when I do this. It is going to be a little uncomfortable.
Me: Ok (starting to feel hot and wet)
Doc: Yes, I can see that you are really starting to get aroused now. That's ok, just let it happen.
Doc: Ok, I am going to do a rectal exam now as well. Just relax.
Me: (Feel lubricant being smeared on my anus)
Doc: (Inserts 1 finger slowly) Ok, I've lubricated you. So now I am going to do the exam. I want you to concentrate on what you are feeling when I press in your vagina and not worry about the rectal exam (begins inserting 2 fingers into my anus)
Me: (Am feeling very aroused and am now aware that I am pushing my hips towards the Doc so that his fingers move further and deeper into both holes)
Doc: I see that you are becoming very aroused by this. It'sok if you orgasm, just let it happen so that I can guage your response times and strength.
Me: Yes, I think that you are going to make me cum.
Doc: Good, just let it go (thumb is now rubbing my clit as his index and middle finger of one hand is rubbing inside my vagina while his index and middle finger of his other hand is sliding slowly in and out of my ass)
Me: oooo...uuuuhhhh...(reaching climax)
Sorry for the length of the post...thought you all might enjoy...