I like both actually. I enjoy the build up to an exam and imagining the scenarios in my head before I get there. I also enjoy the excitement of being in the waiting area knowing I am getting more and more turned on and wondering if the doctor will be able to tell.
However I would also love to be surprised with an exam and feeling flustered and wanting to tell the doctor to put it off until my next visit but knowing the exam needs to be done and I need to do as the doctor says and before I know it I am taking my panties off and lying on the exam table.