Well this is how I approached the subject.
I had a girl staying with me for about three months while her house was being worked on.
I gave her a bedroom she could use, which she liked very much.
She was in the bathroom one day looking for something and came upon my medical kit. Later on that day after I came home from work, I saw it on the counter in the bathroom, and asked what it was doing there. My lady friend said she found it when looking for something and was curious why I had it, and all the equipment inside of it.
I told her before my wife passed away we would play doctor, and it came in handy when she became sick.
She said she was curious about what we did, so I told her I used to examine her.
The only Doctor she was examined by was her GP, and he always would hurry through the exam, and would I mind showing her what we did.
I thought about it for awhile and said I would explain everything I did. As I went through playing, I could see she was a bit nervous, or excited, and asked if she would like to experiment sometime.
She said no time like the present! I was a bit shocked at first.
What should she do first, she asked? I said she should strip down to her bra and panties and go into the bedroom, and when she was ready , just call me.
In a little while she said she was ready, so I came into the bedroom with my kit. She was sitting on the edge of my bed just as I asked.
What is next she asked??
I took out all my instruments and put them on the night table, and could see her observing it all, but not asking anything.
I started with the ear, nose and throat part.
Next I had her stand and bend over so I could check her spine, looking at her lovely bottom while doing that. I then took out my stethoscope to check her lungs, putting it on her back and asking her to breathe in and out.
How are we doing so far, I asked, OK, was her reply. Then I asked her to remove her bra, I was going to check out her heart, she was a little hesitant, but took it off, and I first saw her full breasts, and observed how her nipples were hard and erect. I placed the scope on her left breast and moved it around and under to hear her heart beat, which was beating a little fast, maybe due to the touching of her body.
Everything seems OK.
OK, she said, what's next??
Please remove your panties for me, now she got really embarrassed, saying you are going to see me totally naked, I answered, YES I am.
But you have never seen me naked. But I have seen other women naked, or should we stop now.
She answered NO NO NO, OK, and she removed her panties, with a very clean smooth bush (no pubic hair anywhere).
I must admit she has a beautiful body, and couldn't wait to go further.
Please lie down on your back for me, I am going to examine your breasts, and did very slowly, and could see her nipples getting very hard. I am going to squeeze your nipples for any discharge, and I could her moan now at the touch, is something wrong I asked, she answered NO, just feels good, that is all. Her eyes were closed all the time.
She didn't see me grab my thermometer and jelly.
Please spread open your legs and pull your knees to your chest for me, it took a few minutes, but she did as I asked.
What is next, she asked?? Just relax and keep cool, I said, I am going to take your temperature. In my butt, she said, and I said yes.
I lubed up the thermometer, and put some lube on her anus. Now you are going to feel a slight pressure, just relax, and started to insert my lubed middle finger into her rectum, she clenched, and I said to relax. She said it felt funny, that is why she tightened up. After my finger was removed, I gently inserted the thermometer, and could her moaning slightly> I rubbed her belly and lightly touched her clit to see her response, she was getting very wet down there. After three minutes I removed the thermometer, and wiped her bottom.
I asked her how she felt. Wonderful, she said, not like her real doctor.
She asked if I would do one more thing, and I said what??? Would you make me cumm, I am so excited and feel so sensual right now, so what could I do, only one thing. I masturbated her and made her cumm.
I have other true happenings, but they will be at a later time.