I unexpectedly had an experience like this.
Serena was a superb masseuse (an LMT) who gradually became my teacher in tantric massage (see some of my other posts under Massage.) Once we had progressed to that stage, with strong mutual trust on both sides, Serena usually went partially or completely nude during our sessions together, and she always gave me a climax at some point during each session. Never any intercourse or oral sex, though...those were her boundaries, and mine.
Late in spring one year, she let me know during a massage that she would be away visiting distant family for a couple of months during the summer, but that another masseuse would be taking over her practice during that time, so that if I wanted a massage before Serena returned, the substitute, Karen, would be available.
I agreed that I'd probably want a massage somewhere in there, but I asked, "Mm...does Karen offer any of the special services you offer me?" Serena smiled and nodded. "And more. Karen doesn't teach, but she asked me who my trusted clients are, and if you want to climax with her, that's fine...of course, you're on my 'trusted' list. One of my other 'trusteds' had a session with Karen yesterday, and he told me that she was 'kind' enough to perform the massage naked. For you, Karen is open to other requests, too."
I did make an appointment with Karen a few weeks later. She was younger than Serena, but just as lovely, slender, and with a tan that I was pretty sure was all-over. But she was wearing an opaque white blouse and full-length jeans. Karen asked me to remove everything and lie face down on the table. She didn't put a towel or a sheet in place, and it felt wonderful to be nude under her eyes and hands. Her massage was skilled and soothing, though she wasn't the magician Serena was (who could be?)
For whatever reason, I didn't ask Karen to undress. I wasn't having intercourse with anyone other than my wife, and given what Serena had said about Karen, I think I was concerned about where it might go if both Karen and I were naked.
During the massage, I sure didn't mind fantasizing about seeing her, though. She had small breasts that I was sure would have firm nipples, and I wondered if her pubic hair had been trimmed or left natural. And I thought about how good it would feel to squeeze her hips.
When the time came for a happy ending, Karen had me spread my legs and stroked me expertly, while placing the oiled fingertips of her left hand at my anus, as Serena often did; then slipped a finger inside me at the moment of truth.
After the usual cleanup, Karen smiled and said, "Would you like me to bathe you?"
I was taken aback... I'd showered there before, but always solo, and I wasn't sure just what Karen was proposing. I guessed that it wasn't an offer of intercourse, though...she had to know that even if I had been willing, I wouldn't be hard again right away.
Karen seemed to recognize my hesitation, took my right hand and said, "Here, let me show you."
She, still fully dressed, led me, still naked, to the bathroom at the back of the condo. She flipped on the lights--much brighter than in the massage room--and motioned for me to get in the tub / shower. Feeling more naked than in the massage room, I stepped in, and Karen ran hot water into a basin with scented liquid soap, then when it was fully and sudsy, dipped in loofahs and sponges. And spent the next ten minutes scrubbing me from head to toe. Lots of rinses with very warm water from the flexible shower attachment.
I felt almost like a baby, standing there completely naked under bright light while this beautiful but completely dressed young woman scrubbed, rinsed, and water-soothed every square inch of my body.
As you might guess, she spent extra time bathing, gently scrubbing, re-massaging and rinsing my genitals...several times. I started firming up again, but she just smiled.
The piece de resistance came when she said, "Turn around," and then lavished the most intimate and devoted attention on bathing, scrubbing, massaging and rinsing my hips, perineum and hole, again with several repetitions, and even coaxed my inner rectum to a warm little spasm...no soap in there, though (she knew better.)
When it was all over and I was probably as clean as I'd ever been in my life, Karen smiled again and got a big thirsty towel, then rubbed me dry everywhere, just as carefully and thoroughly as she'd bathed me.
I felt like I was glowing from every pore. No hug, but you can bet I tipped her well.
I wanted a second massage and bath a month later, but it was Serena who answered the phone. She'd come back early because Karen had gotten kicked out by the resident manager...something about a client Karen had actually fucked, who argued with her about the results and ended up in a too-obvious-to-the-neighbors vocal altercation.
Serena apologized and said, "I'll bathe you myself, though, after your massage."
I wonder if Serena was surprised when I asked her to put her clothes back on before the scrub-down and toweling?