Naked at the REAL doctor

At the real doctor, as an adult, no. With my play doctor, yes.

At the pediatrician, yes I was by the end of the exam.

That was normal for me when I was a young girl at the pediatrician in the 70s and I didnt have a Problem with it

I have chosen to be naked at the real doctors if it's a gay practice, whether I was asked to undress to my underwear, or not told anything specific. These were situations where the doctor met me in the waiting room, and escorted me into his office, or exam room. This, as opposed to exams where I would end up naked because at the last point, I would be told to lose my shorts.