This has always been my favorite part of an exam. My favorite doctor, a tall, attractive brunette, had a special way of doing abdominal exams. She would ask me to lie back on the table, pull up my shirt and unzip my pants. I loved everything about being examined this way... the crinkle of the paper, my fumbling with my belt, my pants coming open, her slow and careful palpations, feeling her fingertips pressing deeply into my exposed belly, and her hands gradually approaching my lower abdomen.
Once her hands reached my exposed briefs, she'd use her fingertips to pull them down until the bunched waistband and fabric were just barely covering my penis, with plenty of pubic hair showing. My doctor would always take her time there, palpating deeply and carefully, including in the soft tissue just above my pubis. Her questing fingertips next made their way into my pubis. deep into the hair, and into the creases between my pubis and inner thighs. At the time, I wondered if she enjoyed this part of the exam, too. Only later, with some reading, I realized that she was checking my inguinal canals.
I sometimes started to get an erection at that point, which she could not have failed to notice, but it seemed OK with her. My guess was that at this point in her exam, a lot of her straight male patients would be getting hard. Once or twice, as my cock stiffened, her fingers brushed it through the fabric, apparently by accident. I loved those moments more than actual bare-genital moments like testicular exams.
All of this felt like heaven. Especially feeling her stripping down my underwear and the cool air on my exposed belly and pubes, and her careful pressing in that normally private and very vulnerable area.
Memories and fantasies about these exams carried over into my masturbation at home. I would imagine this lovely doctor pulling down my pants and briefs the rest of the way, examining my bare penis, then asking me to bring my knees to my chest. Then with me remaining in that supine position, she would complete her hernia exam by manipulating my scrotum. Next, she would put on gloves, wet her fingertips with K-Y jelly, smooth cold K-Y on my anus, then insert her index finger for a digital rectal exam. In my fantasies, she would finish by stripping off her gloves, placing her right hand on my bare cock, and telling me, "I do need a semen sample." Then using a little K-Y to masturbate me until I came. (Neither pulling my briefs down entirely nor masturbating me ever actually happened with this doctor, but they were fun to imagine. And her palpations were treats enough... ❤️)